Privacy Policy Tensas State Bank

FACTS

WHAT DOES TENSAS STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
account balances and payment history
credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Tensas State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Tensas State Bank share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Tensas State Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you	Does Tensas State Bank share? Yes	Can you limit this sharing? Yes
Reasons we can share your personal information For joint marketing with other financial companies	Does Tensas State Bank share? No	Can you limit this sharing? No
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences	Does Tensas State Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness	Does Tensas State Bank share? Yes	Can you limit this sharing? Yes
Reasons we can share your personal information For joint affiliates to market to you	Does Tensas State Bank share? Yes	Can you limit this sharing? Yes
Reasons we can share your personal information For nonaffiliates to market to you	Does Tensas State Bank share? No	Can you limit this sharing? No

What we do
What we do Who is providing this information	Tensas State Bank P.O. Box 368 Newellton, LA 71357
What we do How does Tensas State Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What we do How does Tensas State Bank collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card
What we do Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you
What we do What happens when I limit sharing for an account I hold jointly with someone else?	Unless you tell us it applies only to you, all joint owners will opt out.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Farm & Livestock Credit, LLC and Cottonland Insurance, Inc.
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Tensas State Bank does not share with nonaffiliates so they can market to you.
Definitions Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Tensas State Bank doesn’t jointly market.